Struggling with cash flow due to slow-paying invoices?

Invoice finance can unlock the funds you need to grow your business, but finding the right provider and making the switch can be complicated.

With my 20 years of experience in commercial banking and invoice finance, I can help you find the best solution and make the transition seamless.

Ready to unlock your cash flow? Let’s talk.

Call me: 02477 298 113 Email me: ross@aurumcf.com

A few examples of how I have recently helped small businesses access business finance:

1. Temporary recruitment company providing logistics and construction staff getting an invoice finance facility approved.
2. Accountancy practice looking to expand with a Government backed unsecured loan.
3. Storage business looking to refinance a property loan on more favourable terms, now the business is cash generative.

In all these cases, they started with a conversation about the business and its funding requirements. With access to hundreds of finance companies, brokers like me can then advise on the best provider for their individual circumstances.

I can also help with the application process, including cash flow forecasts and management accounts.

Are you interested to explore your finance options? Get in touch by phone or email.

02477298113
ross@aurumcf.com
http://www.aurumcf.com

Five years ago, the Bounce Back Loan Scheme (BBLS) provided a vital lifeline for many UK businesses. Now, as those loans reach maturity, it’s time to consider your options. While the BBLS offered crucial support, your business may now be in a position to benefit from refinancing.

Why Refinance Your Bounce Back Loan?

• Potentially Lower Interest Rate: You may be eligible for a better interest rate than your original BBLS terms.
• Improved Cash Flow: Refinancing could result in lower monthly repayments, freeing up cash for growth and investment.
• Flexible Repayment Terms: Tailor a repayment plan that better suits your current business needs.
• Unlock Growth Opportunities: Refinancing can provide access to additional funding for expansion, new equipment, or other strategic initiatives.
• Consolidate Debt: If you have other business debts, refinancing can help simplify your finances.

Ross
Aurum Commercial Finance
02477 298 113
ross@aurumcf.com
http://www.aurumcf.com

Banks can be great partners when times are good, but when the economy sours, they often pull back, leaving businesses exposed. That’s where alternative finance options come in.

If you’re a business owner looking for reliable financial support, reach out, and let’s discuss how I can help you secure the funding you need to thrive.

T: 02477 298 113
E: ross@aurumcf.com
W: www.aurumcf.com

#BusinessFinance #Funding #Growth #FinancialResilience #AlternativeLending

Need funding for your UK business? We can help! As expert commercial finance brokers, we connect businesses with the right lenders and solutions for growth, expansion, and more. Contact us today for a free consultation.

#businessfinance #ukbusiness #funding #growth #commercialfinancebroker

Running a business can be a juggling act, especially when it comes to managing cash flow. Waiting for customers to pay invoices can put a strain on your finances and hinder growth. That’s where invoice finance comes in.

Invoice finance allows you to access the cash tied up in your unpaid invoices, providing a steady stream of working capital to fuel your business operations. Here are some key benefits of using an invoice finance facility through a commercial broker:

• Fast access to cash: Receive up to 90% of your invoice value within 24 hours, giving you immediate access to funds.
• Flexible contracts: Enjoy flexible terms, such as 30-day rolling contracts, allowing you to adapt the facility to your needs.
• Improved cash flow: Smooth out cash flow gaps and ensure you have the funds to pay suppliers, employees, and invest in growth opportunities.
• Reduced credit risk: Minimize the risk of bad debt with credit control services often included in invoice finance facilities.
• Frees up time: Focus on core business activities instead of chasing payments, as the finance provider handles credit control and collections.
• Scalable solutions: As your business grows, your invoice finance facility can scale to accommodate your increasing turnover.

How it works:

1. You deliver goods or services to your customers and issue invoices.
2. You send a copy of the invoice to the invoice finance provider.
3. The provider advances you a percentage of the invoice value (e.g., 90%).
4. The provider collects payment from your customer.
5. You receive the remaining balance, minus fees, once the customer pays.

Working with a commercial broker:

A commercial broker can help you find the best invoice finance facility for your business needs. They can compare quotes from different providers, negotiate terms, and guide you through the application process.

If you’re looking to improve your cash flow and unlock the value of your invoices, invoice finance could be the solution you need. Contact us today to learn more about how we can help.